If you already have a Beneficial Bank VISA® CheckCard, you are currently earning 1 point for every $3.00 you spend by signing for your eligible net* purchases with your debit card! If your PIN is entered during your transaction, points are not earned. If a merchant asks you to enter your PIN, say "Credit please."
In addition, you can earn bonus points for other actions. You can earn bonus points for:
- Registering on the BankThanks website (750 points)
- Enrolling in Online Banking (500 points)
- Establishing Direct Deposit within 90 days of new account opening (2,500 points)
- Receiving monthly e-statements (25 points/month)
- Earn a good GPA in school with a GPA of 3.0 or better (for Campus Checking account holders) (500 points up to twice a year).
Campus Checking Account holders are entitled to 500 bonus points twice a year by earning a GPA of 3.0 or better. To receive the points, Campus Checking Account holders should bring a copy of their transcript to any Beneficial branch. Students will need to present transcripts from two different marking periods during the year to receive both 500 bonus point awards. Transcripts presented between July 1 and January 31 will be awarded points in February. Transcripts presented between February 1 and June 30 will be awarded points in July.
Bonus points awarded for enrolling in Online Banking may be limited based on account ownership.
When you're ready, you can do all of your redemptions online.
If you have any questions, you can call the BankThanks Service Center at 1-877-4BB-THNX (1-877-422-8469), 24 hours a day, 7 days a week. A Redemption Specialist will be happy to assist you.
*With an enrolled card, points are not earned on the following: tax payments, any unauthorized charges or transactions, ATM withdrawals, debit card transactions that involve the use of a PIN number, or any fees including ATM fees, except as otherwise permitted in special promotional offers.
Points will be deducted for returns when credits exceed purchases.
Net purchases are defined as the dollar value of goods and services purchased with a Card beginning with the first day of the billing cycle that includes Cardholder's Enrollment Date, minus any credits, returns, or other adjustments as reflected on monthly billing statements.